Privacy Policy

Bowers Advisory Group ("we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through bowersadvisorygroup.org, how we use it, and the choices you have. By using this site, you agree to the practices described below.

1. Information We Collect

Information you provide. When you submit a consultation request, request the Legacy Readiness Checklist, or otherwise contact us, we collect the information you share: name, email address, phone number, area of interest, and any message content.

Automatically collected information. We may collect standard technical information (IP address, browser type, pages visited, referring URL, and timestamps) to maintain and improve the site.

2. How We Use Your Information

We use the information you provide to:

• Respond to your inquiry and follow up personally regarding your goals;
• Provide the requested educational resources, such as the Legacy Readiness Checklist;
• Maintain records for regulatory, compliance, and operational purposes;
• Improve our site content and user experience.

We do not sell, rent, or trade your personal information.

3. How We Share Your Information

We share information only with (a) service providers that help us operate the site and communicate with you (such as email and hosting providers), under confidentiality obligations, and (b) as required by law, regulation, subpoena, or to protect the rights, property, or safety of Bowers Advisory Group or others.

4. Data Retention

We retain the information you provide for as long as reasonably necessary to fulfill the purposes described in this Policy and to comply with legal, regulatory, and record-keeping obligations applicable to insurance and financial consulting services.

5. Security

We use reasonable administrative, technical, and physical safeguards to protect the information you share with us. No online transmission or storage is ever completely secure, and we cannot guarantee absolute security.

6. Your Choices

You may request to review, correct, or delete personal information we hold about you by contacting us at legacy@bowersadvisorygroup.org. You may also opt out of future email communications from us by replying with "unsubscribe." We will honor reasonable requests promptly, subject to any legal or regulatory record-keeping requirements.

7. Third-Party Links

This site may include links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their policies.

8. Children's Privacy

This site is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this Policy from time to time. When we do, we will revise the "Last updated" date above. Material changes will be reflected on this page.

10. Contact Us

Questions about this Privacy Policy or our data practices can be sent to legacy@bowersadvisorygroup.org or by phone at (661) 802-3486.